I am so incredibly annoyed by the stupid "Big Five" #banks in #Canada forcing broken phone or SMS-based #2FA upon everybody. It just plain doesn't work. Let alone the fact that it's insecure compared to standard #TOTP.
I've had at least two different financial institutions try to pull this crap on my parents, and each time, I have to call them to ask to turn off that shite because they're unable to send codes, or the codes they send are always invalid.